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          <element elementId="50">
            <name>Title</name>
            <description>A name given to the resource</description>
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                <text>Department of Justice Emails</text>
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            <name>Description</name>
            <description>An account of the resource</description>
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                <text>The Department of Justice received more than 11,000 e-mails in response to the agency's public solicitation for comments upon its plans to distribute the September 11th Victim Compensation Fund of 2001 established by Congress to benefit the victims of September 11 and their families.  These e-mails have been organized here by date.</text>
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        <description>The basic content, as unstructured text; sometimes containing a signature block at the end.</description>
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Thursday, November 08, 2001 8:15 PM
Comments on proposed regulations

   Sirs/Madams:

          My comments for consideration are as follows:

                  1.)  Collateral source deductions: New York State Worker's Compensation Law provides that any party who is receiving Worker's Compensation must report an intention to initiate any third party suit for liabilities attendant to injuries suffered at work.  The majority of the persons in the WTC were on the job and hence entitled to Worker's Compensation benefits.  However, the general rule is that the Worker's Compensation insurer is allowed to suspend payments for a period of time equal to the benefit derived by the party in the third party lawsuit or claim.  If this rule is allowed to apply to benefits provided by the Sept. 11 fund, then there will be a double deduction from benefits.  The sum payed by Worker's Compensation will be deducted from the Sept. 11 fund, and additionally the person will forfeit Worker's Compensation benefits to the extent that they receive further benefits from the Sept. 11 fund.  In order to avoid this result the regulations should specifically provide that worker's and their estates should receive Worker's Compensation benefits without offset, by a declaration of federal intent to supersede any state, particularly NY to the contrary.

                    2.)  Life insurance deductions:  Collateral offsets should apply to life insurance proceeds only to the extent that the policy is payable to a dependent of the victim.  If the life insurance is payable to a trust for the benefits of the decedent's spouse and children, the proceeds should not be considered collateral sources because the affected persons are not the direct beneficiaries and do not have the ability to control the corpus of the trust.  Many persons set up trusts such as these for the purpose of protecting their immediate heirs and paying out money over time.  To deduct these sums from recovery unfairly penalizes this fully allowed and recognized tax planning device, more commonly known as a life insurance trust.

                    3.)  Third party suits:  The regulations should allow the initiation of third party lawsuits against the terrorists, their countries and those who were directly for intentional acts, as opposed to negligence.  To do otherwise is to give them a free pass and makes our country subsidize liabilities attendant to their actions.  The frozen assets should be marshalled to pay resulting judgments directly to the victims, without offset from the fund to the extent that the government fund is first reimbursed from the frozen assets for all money paid out to victims.

Individual Comment
Skaneateles, New York

 
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        <name>September 11 Email: Date</name>
        <description>The local time and date when the message was written.</description>
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            <text>2001-11-08</text>
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          <name>Title</name>
          <description>A name given to the resource</description>
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              <text>dojW000266.xml</text>
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      <name>911DA Item</name>
      <description>Elements describing a September 11 Digital Archive item.</description>
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          <name>Status</name>
          <description>The process status of this item.</description>
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              <text>approved</text>
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        <element elementId="53">
          <name>Consent</name>
          <description>Whether September 11 Digital Archive has permission to possess this item.</description>
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            <elementText elementTextId="375236">
              <text>full</text>
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        <element elementId="54">
          <name>Posting</name>
          <description>Whether the contributor gave permission to post this item.</description>
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            <elementText elementTextId="375237">
              <text>yes</text>
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        <element elementId="55">
          <name>Copyright</name>
          <description>Whether the contributor holds copyright to this item.</description>
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            <elementText elementTextId="375238">
              <text>yes</text>
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          <name>Source</name>
          <description>The source of this item.</description>
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              <text>born-digital</text>
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          <name>Media Type</name>
          <description>The media type of this item.</description>
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              <text>email</text>
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        <element elementId="59">
          <name>Created by Author</name>
          <description>Whether the author created this item.</description>
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              <text>yes</text>
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        <element elementId="60">
          <name>Described by Author</name>
          <description>Whether the description of this item was submitted by the author.</description>
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              <text>no</text>
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        <element elementId="61">
          <name>Date Entered</name>
          <description>The date this item was entered into the archive.</description>
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              <text>2001-11-08</text>
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