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                <text>Department of Justice Emails</text>
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            <name>Description</name>
            <description>An account of the resource</description>
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                <text>The Department of Justice received more than 11,000 e-mails in response to the agency's public solicitation for comments upon its plans to distribute the September 11th Victim Compensation Fund of 2001 established by Congress to benefit the victims of September 11 and their families.  These e-mails have been organized here by date.</text>
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        <description>The basic content, as unstructured text; sometimes containing a signature block at the end.</description>
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Wednesday, November 21, 2001 1:04 AM

Victims' Compensation Fund Comment from Familly Member of WTC Victim



Marlboro, NJ



My husband,       was a 52 year old employee of             for 20 years, and is one of the many             employees who is missing at the World Trade Center.  Unfortunately, he was on the 101st Floor at the time of the terrorist attack.  To say that my two children and I 
are devastated and are feeling a great loss is to grossly understate our 
feelings.  He was a wonderful husband and a very involved father, and will be 
greatly missed.  



As a result of this horrible tragedy, my family is now in a state of great 
uncertainty.  We have not only lost our husband/father but the sole supporter 
of our household. I am in the midst of seeking financial relief and have 
tried to keep abreast of all developments relating to governmental programs 
currently being discussed.  The September 11th Victims' Compensation Fund has 
been one option that I am eagerly awaiting the details.  However, there have 
been many rumors that have not only upset me but have made me feel like my 
husband has become a victim a second time.  I have heard that Congress is 
working on a formula in order to figure out the compensation a family will 
get under this Fund.  It is my understanding that a victim's annual 
compensation and age on September 11th will be determining factors in that 
formula.  It is also my understanding that in the formula the amount of years 
that one is expected to work is also a critical factor.  Lastly, it has been 
suggested to me that Congress is contemplating using an age that will be less 
than 65 years old as the baseline for one to retire, and that compensation 
would not be figured for any years past that.  I am of the further 
understanding that the expected workable years will also vary according to 
the industry (in our case, that being the brokerage industry).  To say that 
the above factors, in my opinion, are grossly unfair and lacking in justice, 
once again, understates my feelings.



I'd like to point out that while my husband did work in the brokerage 
industry, he remained with one company for 20 years as a credit officer.  
Notwithstanding the fact that there is a large amount of movement within the 
industry, my husband clearly was an exception.  Furthermore, this would 
indicate that he would have continued to work in this capacity, in the 
brokerage industry, until he was at least 65 years old.  To make a broad 
generalization that people in the brokerage industry do not remain in the 
industry (or with a firm) on a long-term basis would result in a gross 
injustice and prejudice against those who do not fit the presumed profile.  
Such a presumption is wrong.



My husband was a healthy 52 year old man, who had every intention of working 
until he was at least 65 years old.  Retirement before 65 was simply not an 
option for him since financially we were not prepared.  All savings towards 
retirement were made by my husband's contributions into a 401K Plan.  The 
market, however, has been such that my husband's 401K Plan was adversely 
affected.  For these reasons, we could not have afforded retirement at an 
early age and, therefore, he would have continued to work as a credit officer 
until 65 years old or older.  



I am certain that I am not the only one in this situation.  Therefore, since 
you are now in a position to make decisions that will greatly impact the 
survival of my family, I ask that you truly represent my family (and, most 
importantly, my deceased husband) when Congress puts together the final 
details for the September 11th Victims' Compensation Fund.  It is not my 
desire to take the litigation route, especially since my family is not in a 
position to wait for the Courts.  I have two kids that need to be taken care 
of and without a fair compensation program I will be unable to adequately 
provide for them.  Since my husband was 52 years old, he had at least another 
13 years that he would have had to work.  My husband's life was cut short by 
terrorists. Please do not make him a victim again by cutting short the years 
that he planned to work.  He would never have considered retirement before 
the age of 65 and I am simply asking that Congress take our situation into 
consideration when they fine-tune the formula in which they use in 
determining the compensation that the victims' families receive.  It is the 
only fair and just way to treat this unfortunate matter.   Please do not 
allow Congress to victimize us again by not providing us with the support 
that my husband had planned to provide.



I am having a difficult enough time dealing with the loss of my husband, and, 
in addition, having to deal with the financial problems that I am now faced 
with is way too much to bear.  I ask you to please represent my family in a 
fair and just manner.  Thank you in advance for your prompt attention.



Individual Comment
 
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      <element elementId="66">
        <name>September 11 Email: Date</name>
        <description>The local time and date when the message was written.</description>
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            <text>2001-11-21</text>
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          <name>Title</name>
          <description>A name given to the resource</description>
          <elementTextContainer>
            <elementText elementTextId="350490">
              <text>dojW000446.xml</text>
            </elementText>
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    </elementSet>
    <elementSet elementSetId="4">
      <name>911DA Item</name>
      <description>Elements describing a September 11 Digital Archive item.</description>
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          <name>Status</name>
          <description>The process status of this item.</description>
          <elementTextContainer>
            <elementText elementTextId="350491">
              <text>approved</text>
            </elementText>
          </elementTextContainer>
        </element>
        <element elementId="53">
          <name>Consent</name>
          <description>Whether September 11 Digital Archive has permission to possess this item.</description>
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            <elementText elementTextId="350492">
              <text>full</text>
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        <element elementId="54">
          <name>Posting</name>
          <description>Whether the contributor gave permission to post this item.</description>
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            <elementText elementTextId="350493">
              <text>yes</text>
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        <element elementId="55">
          <name>Copyright</name>
          <description>Whether the contributor holds copyright to this item.</description>
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              <text>yes</text>
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          <name>Source</name>
          <description>The source of this item.</description>
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              <text>born-digital</text>
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        <element elementId="57">
          <name>Media Type</name>
          <description>The media type of this item.</description>
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              <text>email</text>
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        <element elementId="59">
          <name>Created by Author</name>
          <description>Whether the author created this item.</description>
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        <element elementId="60">
          <name>Described by Author</name>
          <description>Whether the description of this item was submitted by the author.</description>
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        <element elementId="61">
          <name>Date Entered</name>
          <description>The date this item was entered into the archive.</description>
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              <text>2001-11-21</text>
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